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Residency by investment.
Skip the 4-year temporary residency track. For buyers of qualifying Mexican real estate or financial instruments, permanent residency is available directly.
Key facts · 2026
Route
Direct permanent residency — no 4-year temporary residency required
RE threshold
Qualifying real estate purchase (value threshold set by INM, ~40× monthly minimum wage in MX City)
Financial
Qualifying investment in Mexican financial instruments at equivalent threshold
Note
Thresholds updated periodically. Verify current requirements before committing to a purchase for residency purposes
Thresholds and qualifying conditions subject to INM policy. Verify with a licensed immigration attorney.
How it works
A qualifying investment in Mexico converts to direct permanent residency — no 4-year wait.
Mexico's immigration law provides for permanent residency through qualifying investment — specifically, acquisition of real estate above a value threshold, or investment in qualifying Mexican financial instruments. The thresholds are set by INM and adjusted periodically.
For buyers already planning to purchase property in Mexico, this can mean the purchase accomplishes two goals simultaneously: it's both the real estate acquisition and the residency qualification. The structure and documentation must be correct from the outset — retrofitting it after the fact is difficult.
We help investors understand whether their planned purchase qualifies, how to structure it correctly, and how to coordinate the immigration and real estate processes together.
The two qualifying paths
Real estate or financial investment.
Path 01 · Most common
Real estate acquisition
Purchase qualifying Mexican real estate at or above the INM threshold value. The property can be residential or commercial. The fideicomiso structure is compatible with this route.
- Value threshold: ~40× MX City daily minimum wage (verify current figure)
- Property can be residential, commercial, or land
- Fideicomiso structure compatible
- Must be held at the time of application — not pre-sale
Path 02 · Financial
Investment in Mexican instruments
Investment in qualifying Mexican financial instruments — typically held at a Mexican bank or licensed financial institution — at the equivalent threshold.
- Investment in qualifying Mexican bank or financial instruments
- Equivalent value threshold to real estate path
- Requires Mexican bank account (needs residency card — chicken-and-egg issue to navigate)
- Less commonly used than the real estate path
Important caveat
Residency by investment thresholds and qualifying conditions change. The figures above reflect our best understanding as of 2026 but should be verified with a licensed Mexican immigration attorney before making any investment decision based on residency qualification.
Start here
Does your planned purchase qualify?
Not every property purchase qualifies. A consultation helps us understand your situation and whether the investment path makes sense for you.
When the purchase and the residency qualification align, it's one of the most efficient moves available. Getting the structure right from the start is the whole game.
Justin Keltner · Co-Founder