In recent years, investing in Mexico has become an increasingly popular strategy for global diversification. More and more people are looking beyond their home country to explore high-yield investments, second residencies, and long-term wealth preservation—and Mexico stands out as a prime destination.
At Entrepreneur Expat, we’ve worked with high-net-worth individuals, remote business owners, and expats alike to help them tap into the unique financial advantages available south of the border. Here’s a look at what we’re seeing on the ground—and how you can get involved.
Why Investing in Mexico Is Gaining Momentum
Mexico offers a rare blend of affordability, proximity to the U.S., and access to powerful wealth-building tools for those who know how to navigate the system. From appreciating real estate to double-digit interest rates, investing in Mexico can provide returns that far outpace those in many Western markets.
But before you dive in, there’s one thing you need: Mexican residency. Many of the best investment opportunities—including high-interest savings and fintech platforms—require an RFC (tax ID) and legal status in the country. That’s where we come in, with white-glove relocation services to guide you through every step.
👉 Book a consult at EntrepreneurExpat.com/consult
Real Estate: The Gateway to Investing in Mexico
Real estate is the most well-known option for investing in Mexico, and for good reason. Certain areas of the country have seen impressive appreciation rates, along with solid cash flow from short-term and mid-term rentals.
Whether you’re leveraging active income or already earning passively, real estate can help you deploy capital efficiently. We often help clients manage properties remotely, from vacation rentals to long-term holds.
However, due diligence is critical. We’ve seen investors lose six figures due to scams involving fake titles or improperly registered properties. That’s why our relocation packages include legal consultations with Mexican real estate attorneys and notaries to ensure clean title transfers and proper documentation.
⚠️ Important: Foreigners can buy property in Mexico, even without residency. However, special rules apply near coastlines and borders, where you’ll need a fideicomiso (bank trust) unless you’re a citizen. Plus, selling property without residency may trigger full capital gains taxation—another reason why starting with residency is so important.
High-Yield Savings & FinTech: Double-Digit Returns
Another lesser-known angle for investing in Mexico involves local banks and fintech platforms. For example, the neobank Nu (short for Nubank) is offering interest rates as high as 15–16% on smaller balances and around 9% beyond that.
Compared to U.S. savings accounts that hover around 3–4%, this is a massive arbitrage opportunity. These platforms are popular with locals and are increasingly accessible to foreigners—with one big caveat: you must have Mexican residency and a tax ID (RFC).
Peer-to-Peer Lending: Attractive Yields, Modest Risk
Peer-to-peer lending is booming in Mexico due to the country’s relatively underdeveloped credit infrastructure. Platforms like YoTePresto offer annual returns of 16–18%, often beating traditional investments in the U.S.
Like with any lending, there’s risk. But by diversifying across hundreds of small loans, you can manage your exposure. Again, investing in Mexico this way requires Mexican residency—but the rewards can be significant.
💡 Pro tip: Use platforms that automatically diversify your capital and reinvest returns. We’ll share our favorite picks during your consultation.
👉 Already a Mexican resident with an RFC number? Sign up for Yo Te Presto here and use code JK-4381531
Silver and Hard Assets: Local Access and Low Costs
As the world’s largest silver producer, Mexico offers direct access to physical silver at competitive prices. Whether you’re buying coins or storing bullion in vaults, investing in Mexico gives you a hedge against inflation and global financial uncertainty.
You can even combine hard asset strategies with other forms of passive income or long-term diversification.
Currency Strategy: The Power of the Peso
One of the most overlooked opportunities in investing in Mexico is the Mexican peso itself. In 2024, Bloomberg named it the world’s best-performing currency—beating out dozens of major currencies including the euro and yen.
If you’re a currency trader or simply looking to park funds in a strong local economy, the peso might be worth a closer look.
Advanced Investing in Mexico: Stock Market and Fund Access
Through local financial services firms, foreigners with residency can tap into cross-border investment opportunities, including managed portfolios that are traded locally but diversified internationally. Some firms we’ve seen gross up to 36% annually, with net after-tax returns around 25%.
These options aren’t widely advertised and are usually reserved for residents and locals. If you’re serious about building wealth abroad, these types of opportunities are worth exploring.
Residency = Access: The Key to Long-Term Success
Here’s the truth: many of the best vehicles for investing in Mexico are only accessible once you’ve obtained legal residency.
Residency gives you:
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An RFC (tax ID) for banking and fintech access
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Reduced taxes on real estate sales
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The ability to invest in local funds and businesses
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A legitimate “Plan B” if geopolitical issues arise elsewhere
Even if you’re not ready to live in Mexico full-time, setting up residency now unlocks future flexibility, mobility, and access.
👉 Apply for your Mexican residency with our help
Final Thoughts: Get the Right Team & Start Smart
Investing in Mexico can open up massive opportunities—but only if you do it right.
At Entrepreneur Expat, we offer comprehensive relocation and investment support to help you navigate the legal, financial, and logistical details of setting up your life (and wealth strategy) in Mexico.
✅ Real estate
✅ High-yield savings & fintech
✅ Peer-to-peer lending
✅ Currency strategy
✅ Residency and citizenship paths
✅ Legal guidance and title verification
✅ Silver and physical assets
📌 Want to take the next step?
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Book a consultation at EntrepreneurExpat.com/consult
Let’s help you create a secure, globally diversified future—starting with investing in Mexico.